by lightforcemarketing | Jun 24, 2026 | Financial Planning, Retirement
If you and your spouse have both been working throughout your careers, your household has likely grown accustomed to the stability that comes with two incomes. There is a certain financial rhythm to it. Bills get paid, savings get built, and the day-to-day costs of...
by lightforcemarketing | May 22, 2026 | Financial Planning, Questions, Retirement
Every spring without fail, someone asks me about it. “Gerald, should I sell in May and go away?” I appreciate the question because it tells me the person is paying attention. But my answer is almost always the same: no, and I want to tell you why. The...
by lightforcemarketing | Apr 27, 2026 | Retirement
People have been predicting the end of progress for as long as progress has existed. In 1830, historian Thomas Macaulay posed a question that still resonates today. If everything behind us shows improvement, why do we assume everything ahead will get worse? A century...
by lightforcemarketing | Mar 24, 2026 | Financial Planning, Retirement
If you have been following the news lately, the headlines around tariffs have felt like a moving target. And for retirees and pre-retirees watching their portfolios, that is worth addressing directly. Here is what actually happened and what it may mean for your...
by lightforcemarketing | Feb 24, 2026 | Retirement
As a new year begins, you may want to reflect on your financial progress and consider what adjustments may be needed. Markets change, tax rules evolve, and personal goals shift over time. Reviewing your financial strategy regularly may help you stay aligned with your...
by lightforcemarketing | Oct 30, 2025 | Financial Planning, Retirement, Small Business
As the year winds down, some business owners shift their focus to wrapping up projects, managing cash flow, and squeezing in a few more client wins before the holidays. But this time of year could provide financial opportunities that are worth considering, especially...
