The Advantages of Roth IRAs vs. Traditional IRAs
By Gerald Robinson, CFP® At LightForce Financial, our services are designed to craft a customized plan that both accounts for the cost of taxation in future years, and also optimizes your available sources of income. The advantages of the Roth IRA perfectly exemplify...
Why I Became a Financial Advisor
Take a behind-the-scenes look at Gerald Robinson. Gerald is a fee-only financial advisor and founder of Lightforce Financial in Texas.
When it comes to stocks, investors face a big question: How much exposure is enough?
This post provides some insight as to what percentage of your portfolio should be in equities if you're in retirement. For investors already in retirement, how well they answer that question may have big consequences for how well they reach their goals. "About 37% of...
Is the Federal Reserve System close to the end of its rate hiking campaign?
The Federal Reserve System may be close to the end of its rate hiking campaign based on a continued cool down in inflation, but the central bank has one more policy move that poses a big risk for the stock market. Ned Davis Research highlighted in a Thursday note that...
Is longevity a major consideration in my retirement planning process?
I'm often asked: "Is longevity a major consideration in my retirement planning process?" A little research on my part uncovered the TIAA Institute's recent study which emphasizes an understanding of longevity is as crucial as financial literacy in order to secure a...
SIMPLE IRA contribution limits
Writing in USA TODAY Blueprint Section Ashlyn B. and Hannah Alberstadt want you to imagine walking into a world of financial planning where the path to retirement is less like a perilous mountain trail and more like a leisurely park stroll. They claim that's the...
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