by Brian Ruff | Oct 16, 2015 | Retirement
At retirement, a very common question we are asked is, “Should I use my 401k from work to pay off my mortgage when I retire?” Getting rid of that monthly payment can seem like a great idea to lower your expenses during retirement. A lot of factors can determine...
by Brian Ruff | Sep 4, 2015 | Retirement
A very common question from the teachers/administrators who are covered by the Texas Teachers’ Retirement System (TRS) is: “Should I take the partial lump sum option, or PLSO?” If you are lucky enough to be considering the PLSO (lucky for two reasons: first, you are...
by Brian Ruff | Aug 7, 2015 | Retirement
What can I do to save for retirement after I’ve maxed out my 401k? This is a common question we get asked. It’s also a great problem to have – as that usually means you have extra income each month after you have paid your living expenses.I’ll briefly cover a few...
by Brian Ruff | Jun 19, 2015 | company plans, Retirement
Ah the 401k, probably the most common investment vehicle around in corporate America, and easily the most neglected by employees. A 401k is named for the section of the tax code that applies to company plans. These starting popping up in the 1980’s when companies...
by Brian Ruff | May 29, 2015 | Retirement
When we start a savings plan for a new client, a very common question that comes up in the conversation is “Should I be saving for my kiddo’s college fund or my retirement?” Some people believe in putting their kid’s education at the top of the list, while others want...
by Brian Ruff | May 7, 2015 | Retirement
When planning for retirement, “Have I saved enough” is obviously a very big question that we ask ourselves, and probably one of the most common we help our clients answer. At its core, what we are trying to determine is whether or not we will have enough income to...
