The years leading up to retirement are among the most consequential in any person’s financial life — and nearly one-third of people choose to go it alone.

A new GOBankingRates of more than 1,000 American adults found that 31% of 55- to 64-year-olds are not seeking retirement advice.

Considering the stakes, it’s a risky approach.

Here’s why:

https://www.gobankingrates.com/retirement/planning/31-percent-people-nearing-retirement-dont-seek-out-retirement-advice/