Your Company 401k Plan: Top 5 Questions you should be asking yourself
Ah the 401k, probably the most common investment vehicle around in corporate America, and easily the most neglected by employees. A 401k is named for the section of the tax code that applies to company plans. These starting popping up in the 1980’s when companies looked at other employee benefit options as pension plans became more expensive.
Retirement or College Funding: Which should I save for first?
When we start a savings plan for a new client, a very common question that comes up in the conversation is “Should I be saving for my kid’s college fund or my retirement?” Some people believe in putting their kid’s education at the top of the list, while others want their kids to be responsible for their own education funding. This article explains…
Top 5 Financial Steps to Take When You are Laid Off
A sudden job change can bring about a fair amount of panic and uncertainty. So while you are updating your resume, we’ve put together a few things you should consider if you have an unexpected job change that might help you feel better about your short term financial situation.
Have I saved enough for retirement?
When planning for retirement, “Have I saved enough” is obviously a very big question that we ask ourselves, and probably one of the most common we help our clients answer.
At its core, what we are trying to determine is whether or not we will have enough income to cover our expenses when we stop working. So there are two sides to that equation.
When should I start my social security benefits?
One of the most important questions that we help people answer is, “When should I start my Social Security benefits?” Social Security has been around a long time, and most of us are familiar with the program.
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