by Brian Ruff | Aug 7, 2017 | Questions
Not a lot of people like to talk about life insurance, but one of the most important questions you should be asking yourself when you do talk about it is: Do I have enough? The general purpose of life insurance when you are talking about family planning is to provide...
by Brian Ruff | Jul 28, 2016 | Retirement
Teaching America’s youth and trying to hold onto your sanity at the same time can be a struggle. Especially if both spouses have chosen the most thank-less career path, being an educator. A lot of educators don’t have the time to spend to research all the...
by Brian Ruff | Mar 11, 2016 | Uncategorized
Getting on a budget is a great way to organize your financial picture. We recommend that all of our clients have some sort of budget in place before they start investing. But some that are just starting their careers might need a little guidance on getting on a budget...
by Brian Ruff | May 7, 2015 | Retirement
When planning for retirement, “Have I saved enough” is obviously a very big question that we ask ourselves, and probably one of the most common we help our clients answer. At its core, what we are trying to determine is whether or not we will have enough income to...
by Brian Ruff | Apr 23, 2015 | Retirement
One of the most important questions that we help people answer is, “When should I start my Social Security benefits?” Social Security has been around a long time, and most of us are familiar with the program.It has become fashionable in recent years to...