by Brian Ruff | Jul 28, 2016 | Retirement
Teaching America’s youth and trying to hold onto your sanity at the same time can be a struggle. Especially if both spouses have chosen the most thank-less career path, being an educator. A lot of educators don’t have the time to spend to research all the...
by Brian Ruff | Dec 11, 2015 | Miscellaneous
We’ve only got a few weeks left in 2015, and I’m sure you are looking for something else to stress about during the holiday season, besides those family members shacking up with you for a few weeks (yes you cousin Eddie). So let’s look at a few financial...
by Brian Ruff | Oct 30, 2015 | Questions
Should you invest in a Roth IRA? A Roth IRA is an individual retirement account that allows you to contribute after-tax money to use for retirement. Because you are investing after-tax funds (think funds straight out of your checking account after payday) you won’t...
by Brian Ruff | Oct 16, 2015 | Retirement
At retirement, a very common question we are asked is, “Should I use my 401k from work to pay off my mortgage when I retire?” Getting rid of that monthly payment can seem like a great idea to lower your expenses during retirement. A lot of factors can determine...
by Brian Ruff | Sep 4, 2015 | Retirement
A very common question from the teachers/administrators who are covered by the Texas Teachers’ Retirement System (TRS) is: “Should I take the partial lump sum option, or PLSO?” If you are lucky enough to be considering the PLSO (lucky for two reasons: first, you are...
